VFIAX vs VTSAX - Total Stock Market Or S&P 500 Fund? (Comparison)

VFIAX vs VTSAX - Total Stock Market Or S&P 500 Fund? (Comparison)

VTSAX and VFIAX will provide similar returns because a large portion of their holdings are in the same companies. VFIAX holds about 1/7th of the stocks of VTSAX but has posted similar returns over time. Both VTSAX and VFIAX represent the same professionally managed core basket of individual stocks.

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The Vanguard LifeStrategy Funds - Automatic Portfolio Rebalancing Between Stocks and Bonds

The Vanguard LifeStrategy Funds - Automatic Portfolio Rebalancing Between Stocks and Bonds

The Vanguard LifeStrategy Fund are index funds with a set allocation between stocks and bonds and will automatically rebalance to maintain the intended stock-to-bond ratio. These funds are low-fee index funds, broadly diversified, and allow you to choose your level of risk tolerance between stocks and bonds.

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What's LeanFIRE? How YOU Can Reach Financial Independence

What's LeanFIRE? How YOU Can Reach Financial Independence

LeanFIRE is when you reach the point where your minimum monthly expenses can be covered by your retirement income independent of earned income. LeanFIRE is an extreme version of the Financial Independence Retire Early movement and often depicted by millennials living out of their van, a tiny house, or as a traveling nomad.

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What's FatFIRE and How YOU Can Achieve It

What's FatFIRE and How YOU Can Achieve It

FatFIRE is the traditional retirement achieved at an earlier age. When your retirement savings surpass the point where your minimum monthly expenses can be covered by your retirement income independent of earned income. FatFIRE is the ability to retire above your minimum household expenses to fund travel, entertainment, and other luxuries.

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VTSAX vs VTI - The Definitive Comparison of the Most Popular Total Stock Market Funds

VTSAX vs VTI - The Definitive Comparison of the Most Popular Total Stock Market Funds

VTSAX and VTI will provide the same returns because they both track the same CRSP US Total Market Index by holding the same diversified portfolio of stocks. The key differences between VTSAX and VTI are in their expense ratio, minimum initial investment, and the way the investment funds trade.

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Inflation's Effect on your Cash Emergency Fund and Investments

Inflation's Effect on your Cash Emergency Fund and Investments

Money isn’t stagnant, it’s always moving. Whether you’re moving it or forces outside of your control are moving it. Money is in motion. One of the ways in which money moves is due to inflation. This is because the price of commodities increases over time and money devalues. The annual increase in prices of goods and services is called inflation.

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How Our Family Of 5 Achieved CoastFIRE On Our Way To Financial Independence

How Our Family Of 5 Achieved CoastFIRE On Our Way To Financial Independence

We achieved CoastFIRE by combining our finances, earning an education (without student loan debt), increasing our income, reducing our expenses, and investing at a young age. Coast FIRE is the mathematical tipping point where the money you’ve invested will grow to an amount sufficient for retirement even if you stop all future contributions.

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The Greater Fool Theory EXPLAINED

The Greater Fool Theory EXPLAINED

In finance, there are many ways to illustrate a phenomenon that would otherwise be difficult to explain. The greater fool theory is one of those illustrations. The Greater Fool Theory states that the price of an asset is determined by whether you can sell it at a higher price to someone else. Basically, selling something to someone who is willing pay you a higher price regardless of the underlying value.

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